About
Built around a licensed
financial professional.
All State Credit grew out of a simple observation in our tax resolution practice: clients were being hurt by credit report errors tied to tax liens and IRS-related entries, and most "credit repair" services were not equipped to handle it properly.
The IRS Enrolled Agent credential
What an Enrolled Agent is.
An Enrolled Agent (EA) is a federally licensed tax practitioner authorized by the United States Department of the Treasury to represent taxpayers before the IRS. Earning and keeping the credential requires passing a rigorous examination and meeting ongoing continuing education requirements. It is a serious, regulated professional license.
That standard of care is what we bring to credit disputes. Every file at All State Credit is supervised by a licensed financial professional, not a queue worker repeating templates.
The origin
From the tax practice.
All State Credit is affiliated with All State Tax Resolution, an established firm founded and supervised by the same IRS Enrolled Agent. Helping clients resolve federal tax issues, we saw firsthand how reporting errors and disputed items weighed on credit files, and how rarely they were handled with real care.
So we built a credit service with the same discipline: software to catch questionable items and draft FCRA-grounded challenges, and a licensed professional in the room for every decision.
How we work
Every case, reviewed
A licensed financial professional supervises each file and reads every challenge before it is submitted.
Grounded in the law
Our disputes are built on the FCRA, the federal law that gives you the right to challenge what is inaccurate, unverifiable, or outdated.
Honest about limits
We never promise a score increase or the removal of accurate information, and we say so in writing.
A note on transparency
You always have the right to dispute items on your credit report yourself, directly with the bureaus, at no cost. We are here because many people want professional help with the process and the follow-through, and we are honest that it is a choice. A Wyoming limited liability company, serving California and clients nationwide.
Talk to a licensed professionalStart with a free review
See what is on your credit report. Free.
A licensed professional reviews your file, identifies disputable items, and gives you a clear picture before anything is billed.
No advance fees. Fees are billed only after your review and documents are processed.