Pricing

Simple, transparent, and billed only after work is done.

Per the Credit Repair Organizations Act, we never charge before services are performed. Standard pricing is below and is finalized in your written agreement after your free review.

One-time setup

$149one-time

Billed only after your credit review and document processing are complete. Covers the initial review, your written agreement, and the first round of professionally reviewed disputes.

Billed once, only after that work is complete. Finalized in your written agreement.

Monthly

$99/month

A flat monthly fee while disputes are active. Includes ongoing FCRA-grounded disputes, bureau follow-up, and written updates every 30-day cycle.

Only while disputes are active. Cancel anytime. Finalized in your written agreement.

Founding-client offer

Existing All State clients and subscribers: the $149 setup fee is waived, and your monthly rate is locked at $79.

A thank-you to the clients who got us here. Mention FOUNDING when you request your free review. Same service, same disclosures, cancel anytime — and fees are still billed only after work is performed.

No advance fees, by law and by choice.

The Credit Repair Organizations Act prohibits charging before services are performed. You will not be asked to pay anything until your review and documents are processed. You can cancel at any time.

What is included

  • Initial review of all three bureau reports
  • Written credit review summary
  • FCRA-grounded dispute letters, professionally reviewed
  • Filing with Experian, Equifax, and TransUnion
  • Bureau and furnisher follow-up on each cycle
  • Written progress updates every 30 days
  • 3-day right to cancel your agreement
  • Access to a licensed financial professional

Start with a free review

See what is on your credit report. Free.

A licensed professional reviews your file, identifies disputable items, and gives you a clear picture before anything is billed.

No advance fees. Fees are billed only after your review and documents are processed.